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How Much Is Your Auto Accident Compensation Worth? Car accident damages are designed to compensate the victims of the accident. Some of the damages include medical bills, property damage and the pain and suffering. In New York you have three years following an accident to bring a lawsuit. However, waiting too long could hurt your case. As time passes, evidence could be lost or destroyed, witnesses may not remember important details. Damages In the event of a crash in a car the victims may receive compensation for their economic losses, such as medical bills and lost wages. They can also receive compensation for non-economic damages, such as pain and suffering. The amount you receive will depend on the severity of your injuries and the impact they have on your life. A skilled auto accident attorney can assist you in determining the worth of your injuries and property damage, and then negotiate with the insurance company to negotiate an acceptable settlement. Insurance companies are in business to make money. That means that they will try to settle your claim for as little as possible. Therefore, you require an attorney who understands how to fight for the maximum amount you are entitled to. You can also seek compensation if you have personal items that were damaged during the accident. This includes your shoes, clothes, and jewelry. You can also receive compensation for the costs of housekeeping, gardening or childcare, if you are not able to do these tasks yourself due to your injuries. In determining the amount of your claim, your deductible is also considered. You'll have to pay your deductible prior to the insurance company can begin to compensate you for your losses. You can then sue the driver who was at fault to recover any remaining damages. Medical bills Medical bills resulting from a crash in a vehicle can quickly mount up. The cost of an ambulance ride, a hospital stay and inpatient treatment can reach tens of thousands dollars or more. The cost of prescription medications, physical therapy, and other treatments can rise as the accident victim recovers. If a driver is found be at the fault in a lawsuit, they are liable for the victim's damages including medical expenses. The law does not mandate that the at-fault driver pay for the medical expenses of their victim on an ongoing basis. If you do not reside in a state with no-fault laws, the first step to take for medical bills compensation is to apply to your auto insurance company for PIP (personal injury protection) coverage. Depending on your policy limits it could be able to be sufficient to cover all or a portion of your medical expenses. You must also make a claim through the insurance company of the driver at fault for any liability coverage they carry and also the uninsured motorist insurance on your own car policy. These insurance policies may reimburse the medical expenses you incur, although they often come with deductibles and other terms which you must follow. An experienced lawyer can assist you in the process of obtaining medical bills paid. This will allow you to not spend your income on medical bills, and instead concentrate on your recovery. Loss of wages Accidents in the car can prevent you from going to work. This can result in you being without a paycheck and struggling to pay your bills. You might need to borrow money from friends or family members. Settlements can take months. During this time, it's possible that you'll have to pay for your expenses yourself and wait for the settlement. You can claim back lost wages if been injured in a car crash. This can include salary as well as hourly wages, but it can also include other financial benefits such as bonus and raises. Your attorney can help you calculate your actual loss of earnings. You can either make a claim through an insurance company that is no-fault or take action against the party responsible for the loss of wages. The claim is typically based on the cost of your medical bills, proof that you missed work due to injuries, and a record of your diminished earning capacity. It is commonly called a demand package. You'll need to submit a letter from your employer that confirms the details of your employment including the days you were absent due to your injury as well as the hours you normally work. You'll also need to submit your pay slips and tax documents. Your attorney can help you in gathering these documents and making a compelling request to present to the insurer or judge in your case. Pain and suffering While some of the costs associated with an accident can be calculated to the penny—such emergency services, medical bills, surgery costs, medications and lost wages, there are other expenses that cannot be quantified. The unquantifiable damages are referred to as pain and suffering and play an important aspect of the claim for compensation of a victim. auto accident attorneys redondo beach and emotional consequences of an accident are associated with suffering and pain. The injuries suffered by a victim can be long-lasting and impact their lives, resulting in permanent impairment or even death. For example, an injured victim who suffers a debilitating brain injury is unlikely to perform or function normally again. These kinds of injuries typically require a substantial settlement. In most cases, the amount suffering and pain that a victim experiences is contingent upon the severity of their injuries as well as how the injury has impacted their lives. An experienced attorney will look into the specifics of your case and determine an appropriate amount for settlement. They will use prior settlement amounts for similar accident injuries as a guide to give you an idea of what your case could be worth in terms of suffering and pain. Insurance companies try to discredit the claims of victims for suffering and pain, in the belief that their injuries are not severe enough. A knowledgeable lawyer will rebuff these tactics and negotiate with the insurance company on your behalf to ensure that you get an honest settlement.